A loan of $3,200 helped a member to purchase new clothing.


Todos Juntos Group's story

This community bank is called Todos Juntos. It is made up of 18 entrepreneurs who work in different sectors, including coal sales, textiles, clothing sales, painting, and others. All of the members live in the city of Valdivia.

Yeisi is a member of the community bank. In the photo, she is in the back, and you can only see her smiling face. She has a hairstyle to the side. She works selling clothing. She started selling second-hand clothes two years ago, however two months ago, she began selling new clothing. She already has a large number of customers thanks to her past jobs. Her schedule is flexible, which allows her to organize her own day.

Her merchandise is made in the city of Santiago, specifically in the Meiggs neighborhood, an area that provides products to merchants at a low cost. With this loan, she will invest in her business and purchase new clothing. Her goal is to have an established store for her business so that she can stock up on new designs.

Yeisi lives with her mother and her two daughters, who are 3 and 10 years old. Her dream on a personal level is to provide her daughters with a quality education so that they can be professionals.

She is very happy and thankful for the loans and services provided by Fondo Esperanza. She comments that she feels very comfortable with the members of the community bank and the meetings given by them.

Valdivia is a city in the south of Chile, located in the Los Rios region. It is known for having one of the few navigable rivers in Chile, the Calle Calle. Valdivia's main economic activities are shipbuilding, lumber, paper, cellulose (Celco), brewing, and milling. Tourism also plays an important role, as does university educational services, headed by the Universidad Austral de Chile.

In this group: Yeisi, Ana, Dagoberto, Claudia, Rosa, Luz, Gabriela, Leticia, Rosa, Viviana, Teolinda, Juan, Ruth, Francisco, Cecilia, Ginette, Manuel, Gloria

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Translated from Spanish by Kiva volunteer Eileen Lloyd



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