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Terimbere Munyarwandakazi A Group
In this Group: Béatrice, Josephine, Béatrice*, Christine, Aloysie, Jacqueline, Ancile, Marthe, Annonciathe
* not pictured
Jacqueline is a member of group Terimbere Munyarwandakazi A. She was born in Rwanda and is 34 years old. She is married and has three kids between the ages of seven and thirteen; all three go to school. She went to school up to the third-year level in secondary school.

Jacqueline is a farmer. This is her second loan cycle with ACB. She will use her loan to purchase 20 kilos of corn seeds, 150 kilos of fertilizer (NPK) and to pay the workforce.

Her strategy for the growth of her business is to increase field size. In the coming years, Jacqueline would like to become a great farmer in her area, to build a new house for her family and to pay for her children’s college expenses.
View original language description ↓
Jacqueline fait partie du groupe Terimbere Munyarwandakazi A. Elle est née au Rwanda et a 34 ans. Elle est mariée et elle a 3 enfants de 7 à 13 ans, dont 3 scolarisés. Son niveau d’éducation est 3ans de secondaire.

Jacqueline est agricultrice. C’est son deuxième cycle de prêt avec ACB. Elle va utiliser son crédit pour acheter 20 kgs de mais de terre, 150kgs des fertilisants(NPK), et payer la main d’œuvre.

Sa stratégie pour la croissance de son business est d‘augmenter les champs. Dans les prochaines années, Jacqueline voudrait devenir une grande agricultrice dans son secteur, bâtir une nouvelle maison pour sa famille et payer les frais d’études universitaire pour ses enfants.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 40
    View loans »
    Rwanda Loans Fundraising
  • $18,275,975
    Funds lent in using Kiva
  • 590.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Terimbere Munyarwandakazi A Group's $2,975 loan helped a member to buy 20 kilos of corn seeds, 150 kilos of fertilizer and to pay the workforce.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Aug 19, 2011
Aug 23, 2011
Currency Exchange Loss:
Aug 16, 2012