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Terimbere Munyarwandakazi B Group
In this Group: Thérèse, Agnès, Patricie*, Béatrice, Espérance, Spéciose, Gaudence
* not pictured
Therese belongs to the Terimbere Munyarwandakazi group. She was born in Rwanda and is 32 years old. She is married and has four children between the ages of six and eleven, two of whom attend school. She was schooled up to the sixth grade of primary school.

Therese is a farmer. This is her second loan cycle with ACB. She will use her loan to purchase two kilos of fertilizer and to pay the workforce.

Her strategy for the growth of her business is to expand farming by purchasing fields. In the coming years, Therese would like to become a major farmer in her area. With her profit, she is planning on building another house for her family to live in and to pay for her children's college expenses.
View original language description ↓
Thérèse fait partie du groupe Terimbere Munyarwandakazi. Elle est née au Rwanda et a 32 ans. Elle est mariée et elle a 4 enfants de 6 à 11 ans, dont 2 scolarisés. Son niveau d’éducation est 6 ans de primaire.

Thérèse est agricultrice. C’est son deuxième cycle de prêt avec ACB. Elle va utiliser son crédit pour acheter 2 kg fertilisants et pour payer la main d’œuvre.

Sa stratégie pour la croissance de son business est d‘augmenter l’agriculture en achetant les champs. Dans les prochaines années, Thérèse voudrait devenir une grande agricultrice dans son secteur. Avec les profits, elle prévoit de bâtir une autre maison d’habitation pour sa famille et payer les frais d’études universitaires pour ses enfants.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 39
    View loans »
    Rwanda Loans Fundraising
  • $18,427,025
    Funds lent in using Kiva
  • 590.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Terimbere Munyarwandakazi B Group's $2,300 loan helped a member to buy two kilos fertilizer and to pay the workforce.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Aug 19, 2011
Aug 23, 2011
Currency Exchange Loss:
Jul 15, 2012