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Bakhtiyor owns a small business in the southern part of Tajikistan. He is the sole provider for his family. He has a wife and two children. He sells men's, women's and children's clothing at the market. Bakhtiyor has been working in this business for about five years. He wants to expand his business and open a new sales outlet and, thus, increase his profits. Bakhtiyor is requesting $2000 for the purchase of clothing for the upcoming season. He wants to expand his business and achieve successes and, thus, improve his family's quality of life.
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Бахтиер владелец малого бизнеса с Южной части Таджикистана. Он является единственным кормильцем семьи. У него жена и 2 детей. Он продает мужские, женские и детские одежды на рынке. Бахтиер работает в этом бизнесе уже около 5 лет. Он хочет расширить свой бизнес и открыть вторую точку продажу и таким образом увеличить свой прибыль. Бахтиер просит $2000 Долларов США для покупки одежды на предстоящий сезон. Он хочет расширить свой бизнес и делать успехи и таким образом улучшить условие жизни своей семьи.

More about Tajikistan and IMON International

Tajikistan is known for its rich history, which includes a key post along the Silk Road and the end of Alexander the Great's rule. It has also produced great thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium BC. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History

Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit:

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 207
    View loans »
    Tajikistan Loans Fundraising
  • $31,093,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Bakhtiyor to purchase clothing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 11, 2011
Sep 4, 2011
Currency Exchange Loss:
May 18, 2012