A loan of $2,575 helped a member to purchase a cow to get more milk to resell.

Kagongi Bakyara Twimukye Tukore Group's story

Plying her own businesses has given this mother of five the leverage to make her own decisions which have significantly impacted her farming business over the past 20 years in Ntungamo in the West of Uganda.

47-year-old Joy is a prolific and level-headed farmer who grows cash crops such as bananas and cassava. Her longevity is based on the hard work she has brought to bear in her business. Her day in, day out trivial round involves going to work in the gardens with her four laborers. Her proficiency has in a way galvanized her laborers, who on the face of it, want to emulate her.

Joy takes exception to laziness and she lays emphasis on this every time she and her laborers embark on their work. Along the way, she has had to grapple with hard times but her perseverance and tenacity have been winners. Her auxiliary business is milk sales. The combined gross total income from both her businesses is Uganda shillings 300,000. She reckons she will be able to make more once she utilizes this Kiva loan effectively.

Joy intends to use this Kiva loan to purchase a cow so that she can get more milk to resell. Milk sells quite well on the markets in Ntungamo and recently, many milk sellers from the West of Uganda have been able to tap into the more lucrative milk markets in Kampala.

In this group: Joy, Kellen, Mable, Loyce, Benson*, Amos, Night, James, Joventa, Annet
*not pictured

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Lenders and lending teams

Loan details