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Davit was born in 1966 in the city of Kadjaran. His wife is a homemaker, son attends the Kapan polytechnical institute, and daughter goes to the Kadjaran secondary school. Davit works as a driver at the Zangezursk copper-molybdenum factory. Parallel to his factory work, Davit is involved in agriculture at the Tandzaver village. Davit breeds cattle, bees, and also grows vegetables and fruits on his farm. He sells his agricultural products, such as vegetables, fruits, beef, milk and honey, in the cities of Kapan and Kadjaran. Davit likes to work on his farm very much and receives an enormous satisfaction from the fact that his family gets natural products straight from his farm. Davit needs a loan in the sum of 1,000,000 dram in order to purchase five bulls, new beehives, frames for honey and hay for the winter, so that he would be able to gather more agricultural products in the future.
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Давит родился в 1966 г. в городе Каджаран. Жена Давита домохозяйка, сын учится в Капанском политехническом институте, а дочка в Каджаранской средней школе. Сам Давит работает на Зангезурском медно-молибденовом комбинате водителем.
Параллельно с работой на комбинате, Давит занимается сельским хозяйством в селе Тандзавер. На своей ферме Давит разводит крупный рогатый скот, пчел, а также выращивает овощи и фрукты. Полученную сельхозпродукцию: овощи, фрукты, говядину, молоко и мед Давит реализует в городах Капан и Каджаран. Давиту очень нравится работать на своей ферме и он получает большое удовольствие от того, что его семья получает натуральные продукты прямо со своей фермы.
Кредит на сумму 1.000.000 драм необходим Давиту для покупки пяти быков, новых ульев, рамок для меда и сена на зиму, что позволит ему получать больше сельскохозяйственной продукции в будущем.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 137
    View loans »
    Armenia Loans Fundraising
  • $16,733,225
    Funds lent in using Kiva
  • 366.5
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,750 helped Davit to purchase five bulls, new beehives, frames for honey and hay for the winter.
100% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Aug 22, 2011
Aug 23, 2011
Currency Exchange Loss:
Mar 17, 2014