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Elham is a 28-year-old mother of three children who lives in al Salt where she has a big space of land around her house. A year ago, Elham bought a few goats to raise and started making cheese and yogurt from the goats’ milk. Because she is careful of the hygiene and the expiration date, people trusted her product.

Now Elham wants to improve and increase her productivity by buying more goats and more equipment for making cheese and yogurt. In the future, Elham would love to have a few horses on her farm.

Additional Information

About National Microfinance Bank

Jordan is a small country located in the heart of the Middle East’s Levant region. Regional instability has caused Jordan to be excluded from global investments for decades. Additionally, a lack of natural resources—including water and energy—places tremendous strain on the Jordanian economy, over 80% of which consists of small businesses, largely in the service industry. Despite their importance in the economy, many of these businesses are excluded from the banking sector because of their size. Microfinance institutions like National Microfinance Bank offer them an opportunity to enhance and expand their businesses. NMB also offers its services to other underprivileged peoples in Jordan, providing them with loans to pursue educational goals and improve their homes and livelihoods.

About Jordan

  • $6,100
    Average annual income
  • 26
    View loans »
    Jordan Loans Fundraising
  • $8,683,000
    Funds lent in using Kiva
  • 0.7
    Jordan Dinars (JOD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,425 helped Elham to buy more goats and more equipment for making cheese and yogurt.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jul 27, 2011
Sep 3, 2011
Currency Exchange Loss:
Apr 15, 2012