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Ruben is engaged in agriculture. He cultivates land and keeps an orchard. Ruben would like to improve his land and orchard and get more harvest. This requires some financial investments. With the requested loan Ruben plans to purchase carrot seeds and fertilizer.

With the loan's help Ruben will develop his agriculture and increase his income. Ruben will be able to ensure a sustainable future for his family. Ruben lives together with his wife. Their son is in the army at present.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 162
    View loans »
    Armenia Loans Fundraising
  • $17,094,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,500 helped Ruben to pay for carrot seeds and fertilizer.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 3, 2011
Sep 3, 2011
Currency Exchange Loss:
Sep 17, 2013