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Nurhayati's Group
In this Group: Nurhayati, Omik, Mimin, Erlambang, Meni, Samsiah, Armi, Herma, Nova, Inik
NurhayA. is 26 years old. In 2010 she started to sell "Gamis" clothes on credit. "Gamis" are Moslem clothes. From this business she can help her family's financial situation.

Now, she will use a part of her loan to add more "Gamis" clothes with more variation. She believes that in this fasting month, her sales will increase. In the future she wants to expand her business by having her own kiosk, because now she only sells from her house.

Additional Information

About VisionFund Indonesia

VisionFund Indonesia is a Christian micro venture capital organization owned by Mitra Masyarakat Sejahtera (MMS) and Wahana Visi Indonesia. Founded in 2000, VFI operates in both Jakarta and Surabaya, the two biggest cities in Indonesia. VFI targets the entrepreneurial poor who have existing microbusinesses for at least 6 months and have no financial access to commercial banks. VFI also provides microinsurance for all clients through a partnership with Allianz insurance company. With nine branches as of 2011, VFI hopes to expand in order to reach underserved microfinance markets in other islands of Indonesia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 138
    View loans »
    Indonesia Loans Fundraising
  • $6,318,525
    Funds lent in using Kiva
  • 8,545.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Nurhayati's Group's $2,075 loan helped a member to buy "Gamis" clothes.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Aug 12, 2011
Sep 3, 2011
Currency Exchange Loss:
Feb 15, 2012