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Emad is a 45-year-old man. He is married and has six sons and four daughters. He lives in Rafah city in Gaza Strip located in Palestine. Emad is a Palestinian National Authority employee who gets decent salary. He needs to pay for purchasing a new home refrigerator with better technology options, but his decent salary doesn't 'allow him to do that, so he is in need of a loan for 1,000 from FATEN. When Emad gets the FATEN loan, which is repaid on a monthly basis, he will be able to pay easily to purchase a new home refrigerator and let his family live in healthier and better conditions.
Emad is photographed in FATEN's branch.

Additional Information


Palestinians face unique challenges due to the economic and political environment in the West Bank and Gaza. Click here to learn more about how Kiva and FATEN are working to help Palestinian borrowers overcome these obstacles and how your support can make a difference.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Palestine

  • $4,900
    Average annual income
  • 75
    View loans »
    Palestine Loans Fundraising
  • $14,458,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Emad to pay for purchasing a new home refrigerator.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Aug 11, 2011
Aug 25, 2011
Currency Exchange Loss:
Dec 15, 2011