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Hayam is a 35-year-old young woman. She is married and has five sons and two daughters. She lives in Rafah City in Gaza Strip located in Palestine. Her husband is a Palestinian National Authority employee who gets a decent salary. His salary is the only source of income the family has. Hayam wants to help pay the university fees for one of her sons. For this reason, and because of the low income the family has, Hayam need to take a loan of $1,000 from FATEN. When Hayam gets the FATEN loan, she will help her son to continue his university study and enable him to have a better education level. Hayam is a conservative woman, so her husband is photographed instead in the FATEN branch.

Additional Information

More information about this loan

This loan is part of FATEN's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education. By supporting this loan, you're enabling access to education for students with limited options.


Palestinians face unique challenges due to the economic and political environment in the West Bank and Gaza. Click here to learn more about how Kiva and FATEN are working to help Palestinian borrowers overcome these obstacles and how your support can make a difference.

About Palestine

  • $4,900
    Average annual income
  • 84
    View loans »
    Palestine Loans Fundraising
  • $14,449,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Hayam to pay university fees for her son.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Aug 10, 2011
Aug 31, 2011
Currency Exchange Loss:
Mar 21, 2013