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Hawa A.
This is 39 year-old Hawa. She is married to a businessman and has 3 children, aged 11, 15 and 20 years.

In 2001, Hawa established her textiles business. She began her business because she did not go to school; she decided to join her mother into business. When she got married, her husband set up her own little business for her so that she could help in supporting their family. Working 7 days a week and 10 hours a day, she earns about Le1, 200,000 every month from this business. She would like a loan in the amount of SLL5,000,000. Hawa requires a loan in order to buy wax cotton and dry cotton for her business. She hopes that this loan will enable her to increase her monthly profits by approximately SLL250,000.

In the future, Hawa intends to open a shop. She will make it possible to pay the loan on time so that she will be able to access more loans. She wants her three children to go through university education. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 39
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,350.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Hawa A. to pay for bales of wax and dry cotton for her business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 11, 2011
Aug 25, 2011
Currency Exchange Loss:
Jul 16, 2012