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This is 38-year-old Daniel. He is married and has four children who are 6, 8, 12, and 14 years old. In 2001, Daniel established his spare parts and lubricants business. This business has helped Daniel to provide a livelihood for his family for the past years. My family and I depend only on this business, said Daniel. Working 7 days a week and 12 hours a day, he earns about Le 1,200,000 every month from this business. He would like a loan of Le 4,000,000. Daniel has already received and successfully repaid one loan and now requires a new loan to buy outer tires, rings, timing chain and crank shaft. He hopes that this loan will enable him to increase his monthly profits by approximately Le 300,000. In the future, Daniel plans to establish a vehicle/motorcycle trade, build a house and support his children's education. He travels to Freetown twice a month by public transport to buy his business stock. He serves riders and drivers in the township of Makeni City. He thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 33
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,350.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Daniel to buy outer tires, rings, timing chain and crank shaft.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 11, 2011
Aug 25, 2011
Currency Exchange Loss:
Mar 16, 2012