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Gulnara Del Rosario
Gulnara, 35 years old, has worked as a secretary for the Judiciary for 4 years. She is requesting her second loan with AFODENIC to repair the walls of her home and so enjoy improved living conditions. Her husband has his own business as an automotive painter. They are both responsible and dedicated to their work and family, and profess the evangelical faith. Her greatest dream in life is that her family stay together and always live in the love of God.
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Gulnara de 35 años de edad labora como secretaria del poder Judicial desde hace 4 años, solicita 2do crèdito con AFODENIC para aRreglo de paredes en su vivienda y asi gozar de mejores condiciones, su esposo trabaja como pintor automotriz en su propio negocio, ambos son responsables y dedicados a su trabajo y a su familia, profesan la religion evangelica, su mayor sueño en la vida es que su familia permanezca unida y que siempre exista en amor de Dios.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 46
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 22.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Gulnara Del Rosario to repair the walls of her home.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 20, 2011
Aug 25, 2011
Currency Exchange Loss:
Jan 18, 2014