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Michel was born in Rwanda and is 54 years old. He is married and has 5 children from 11 to 26 years old, including 5 in school. His level of education is 6 years of high school. Michel is employed. This is his second loan cycle with ACB. He is going to use his loan to pay for his children's school fees.

His strategy for the growth of his business is to bring his children to trade schools in order to have the most advanced intelligence. In the coming years, Michel would like to be a teacher in different universities of Rwanda, and, for his family, he would like to continue to ensure the well-being of his family and to educate his children.
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Michel est né au Rwanda et a 54 ans. Il est marie et elle a 5enfants de 11 à 26 ans, dont 5 scolarisés. .Son niveau d’éducation est 6 ans des études secondaires. Michel est salarie. C’est son deuxième cycle de prêt avec ACB. Il va utiliser son crédit pour payer le minerval de ses enfants.
Son stratégie pour la croissance de son business est amenée ses enfants dans des écoles professionnelles pour avoir l’intelligence plus avancer. Dans les prochaines années, Michel voudrait être l’enseignant dans des différents universités du Rwanda, et pour sa famille il voudrait continuer é assure le bien être de sa famille et scolariser ses enfants.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

About Rwanda

  • $1,700
    Average annual income
  • 29
    View loans »
    Rwanda Loans Fundraising
  • $18,266,225
    Funds lent in using Kiva
  • 599.5
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Michel to pay for his children's school fees.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Aug 12, 2011
Aug 24, 2011
Currency Exchange Loss:
Dec 15, 2011