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This is 41-year-old Hawanatu. She is married and has three children aged 2, 11 and 16 years. In 1990, Hawanatu established her slippers and clothing business. She inherited this business from her aunt who brought her up because she never went to school. This business is my only means of livelihood, said Hawanatu. Working 7 days a week and 11 hours a day, she earns about Le 1,000,000 every month from this business. She would like a loan of Le 5,000,000. Hawanatu requires a loan in order to buy different kinds of clothing and slippers for her business. She hopes that this loan will enable her to increase her monthly profits by approximately Le 300,000. In the future, Hawanatu plans to educate her children to the university level and build a house for her family. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 13
    View loans »
    Sierra Leone Loans Fundraising
  • $9,574,925
    Funds lent in using Kiva
  • 4,365.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Hawanatu to buy more plastic slippers and clothing for her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 3, 2011
Aug 25, 2011
Currency Exchange Loss:
Mar 16, 2012