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This is 39 year-old Fayia. He is a widower, and has 1 child, aged 10. He has no additional dependents. In 2006, Fayia established his soft drinks and mobile phone top-up voucher business. He began his business because he wanted to be self employed and get a reliable source of income to provide livelihood for his family. Working 7 days a week and 11 hours a day, he earns about Le 900,000 every month from this business.

He would like a loan in the amount of Le 4,500,000. Fayia needs a loan in order to buy cartons of beer, stout and mobile phone top-up vouchers. He hopes that this loan will enable him to increase his monthly profits by approximately Le 200,000. In the future, Fayia plans to give his child a quality education and build a house. He thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 47
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,365.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Fayia to buy more cartons of beer and stout and mobile phone top-up vouchers for his business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 10, 2011
Aug 25, 2011
Currency Exchange Loss:
Mar 16, 2012