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This is 44-year-old Florence. She is married and has four children aged 27, 24, 18 and 15. Two of them are in school. She has one dependent, who lives with her because he is in school.

In 1991, Florence established her foodstuff business, selling bulgar, garri (dried cassava tuber) and corn flour. She began her business in order to augment her husband's effort and to enhance her independence. Working seven days a week, and 12 hours a day, she earns about 1,000,000 Leones (SLL) every month from this business.

Florence requires a loan in order to buy more bulgar, garri, and corn flour. She would like a loan in the amount of 4,000,000 SLL. In the future, Florence plans to complete the construction of her house, and to improve on the level of her stock. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 40
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,365.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Florence to buy bulgar, garri (dried cassava), and corn flour.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Aug 11, 2011
Aug 25, 2011
Currency Exchange Loss:
Feb 15, 2012