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Justice Group
In this Group: Kabira, Rebecca, Lwanda, Batundi, Nziavake, Chakupewa, Kisuba, Honorina, Kahambu, Takinga, Bahati, Kavira, Kadali, Nyandwi, Mweze, Mwavita, Nakahungi, Nabinwa, Karinganire, Bitendanwa, Mikako, Mwamini, Kahambu, Tchomba, Rehema, Sifa, Bahati, Kasiba, Malu, Mawazo, Maene, Mawazo, Kahindo, Mwamini
This leader of the business group « Justice », is an entrepreneur of 32, a widowed mother of three children who are all enrolled in school. In the photo she is on the far right in the black blouse, with her hand raised. She sells African print cloth. Her husband died an untimely death. She displays her merchandise at the central market of Virunga. She has been in various small income-generating activities of this sort for 14 years. However, she has just completed her sixth loan with Hekima.

This new loan will serve to purchase 12 lengths of cloth for resale. Moreover she would like to have her children in school and build a house to rent out. The client thanks Hekima for its work to help poor widows who are not served by conventional banks. It is worth noting that the business group « Justice » is mostly made up of women.
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La leader du groupe d’affaire « Justice », est entrepreneur, âgée de 32 ans, veuve, mère de 3 enfants qui étudient tous. Dans la photo, elle est la femme positionnée à l’ extrême, elle s’habille en blouse noire, elle lève sa main Elle est vendeuse des pagnes. Son mari fut décédé d’une mort inopinée. Elle installe ses marchandises au marché central de Virunga. Il y a 14 ans révolus qu’elle exerce ces petites activités génératrices de revenus de ce genre. Cependant, elle vient de réaliser 6 cycles avec le crédit de Hekima. Ce nouveau crédit doit lui servir de s’approvisionner avec 12 pièces de pagnes à marchander. En plus, elle ambitionne scolariser ses enfants et construire une maison à mettre a location. La cliente remercie Hekima pour ses actions en faveur de pauvres femmes veuves exclues de banque classique. Il sied de signaler que le groupe d’affaire « Justice » est majoritairement féminins.

Additional Information

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 2
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $13,512,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Justice Group's $5,000 loan helped a member to buy 12 lengths of African print cloth.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Aug 15, 2011
Aug 25, 2011
Currency Exchange Loss:
Dec 29, 2011