A loan of $900 helped to buy a plot of land.

Rosa Amparo's story

The “Damas de Agua Fría” (Ladies of Agua Fría) Communal Bank meets every two weeks in the Ayacucho parish in the Santa Ana canton. It is a place that is known for its beautiful fresh water thermal baths, which are a great tourist attraction in the canton and the same province.

Rosa is a founding member of the Communal Bank. She likes it because the interest is lower than in other lending institutions.

She is 40 years old, and she is in a common-law- marriage. They have three children; ages 18, 11, and 10. The children go to elementary school, high school, and the university. Her husband is a farmer.

She is a very good housewife. She has always been up to date on her children’s needs and those of the household. Her husband is a farmer, and he grows lemons and watermelons. He pays a salary to another person, and together they are in charge of the work and collecting the fruit to sell later. They sell to merchants who take the fruit to different markets in the city.

She wants to use the loan to buy a plot of land where she hopes to plant lemons. That way, in the future, she will be able to harvest this fruit, which sells for a very good price in season.

Her dreams are to see her children go to school and become professionals.

Translated from Spanish by Kiva volunteer Ginny Kalish

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Loan details