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Las Gaviotas Group
In this Group: Teresa , Margarita, Carla Erika, Julia , Meliza Helen, Milenka, Paola Myrla , Santusa , Guadalupe Lucia
The "Las Gaviotas" communal bank is starting its first cycle in Pro Mujer as part of the Santiago II Center. It is made up of nine members and is governed by a board of directors headed by Mrs. Teresa. The communal bank's members' businesses are varied and include: chocolate sales, clothing sales, food sales, a corner store, potato sales, Jell-O sales, and a beauty salon.

Mrs. Teresa says that this is the first cycle that she has worked with Pro Mujer, and she joined at the invitation of friends. She currently has a business selling chocolate, which she has done for two years. She learned this work from her husband.

The loan that she is now taking out is for the purchase of tools for making chocolates (molds and chocolate) from the distributor in Ceja. She will sell her products in the markets. This work allows her to generate an income to support her family where possible. She lives with her common-law husband.

When asked what she likes about Pro Mujer, she replies that she likes the health services.
View original language description ↓
La A.C. “LAS GAVIOTAS” iniciará su primer ciclo en Pro Mujer, como parte del Centro Santiago II, está compuesta por nueve integrantes y está dirigida por una mesa directiva encabezada por la señora Teresa. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: venta de chocolate, comercio de ropa, venta de comida, tienda de barrio, venta de papas, venta de gelatina, salon de belleza

La señora Teresa, indica que este es el primer ciclo que trabaja con Pro Mujer, ingresando por invitación de amigas. En la actualidad ella tiene un negocio de venta de chocolate, que viene trabajando hace dos años atrás, aprendiendo este oficio de su esposo.

El crédito que ahora sacará es para la compra de herramientas para la elaboración de chocolates (moldes y chocolate) que comprara de la distribuidora de la Ceja y lo comercializará en las ferias. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella vive en concubinato.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 152
    View loans »
    Bolivia Loans Fundraising
  • $36,669,875
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Gaviotas Group's $1,925 loan helped a member to purchase molds and chocolates.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Aug 17, 2011
Aug 24, 2011
Currency Exchange Loss:
Feb 15, 2012