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Julia Gladys
Sra. Julia Gladys has a business making and selling tortillas. She has more than 10 years of experience in this type of business. Her sales are conducted Monday through Saturday, which is when she receives orders from her neighbors. Sra. Julia Gladys also rents out six rooms, which were built thanks to her profits and the loans that she has received.

This loan will be used to buy boards, nails, paint, windows, lattices, bricks, cement, gravel, sand, and other materials that she needs to make improvements to her house. She will also apply paint and install a ceiling and windows. Thanks to the income generated from her business and the help of her husband, two of her children were able to graduate from university. She now has one child remaining who is currently studying basic high school courses.

View original language description ↓
La señora Julia Gladys cuenta con un negocio de Elaboración y Venta de tortillas, tiene mas de diez años de experiencia en este tipo de negocio, sus ventas las realiza de Lunes a sábado, las cuales son por encargos que le realizan sus vecinos, asi mismo la señora se dedica al alquiler de seis cuartos, mismos que ha ido construyendo gracias a las ganancias y prestamos que ha recibido, el credito lo utilizara para comprar laminas, clavos, pintura, ventanas, celosías, ladrillos, cemento, grava, arena entre otros. ya que necesita realizar mejoras en su casa, como ser Pintar, instalación de cielo falso y ventanas, Gracias a los ingresos que recibe de su negocio y mas la ayuda de su esposo, han lograron graduar dos de sus hijos de la universidad, ahora solo les falta uno, y el esta estudiando ciclo común actualmente.

Additional Information

Prisma Honduras, S.A.

This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Honduras

  • $4,800
    Average annual income
  • 79
    View loans »
    Honduras Loans Fundraising
  • $9,996,350
    Funds lent in using Kiva
  • 18.8
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Julia Gladys to purchase construction materials.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 17, 2011
Sep 2, 2011
Currency Exchange Loss:
Mar 15, 2013