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Anjik was born in 1950 in Berdavan Village, in the area of Ijevan, Armenia. She now lives in Ijevan city with her two sons, daughter-in-law, and grandchild.

Anjik's daughter is married and lives separately. Anjik's husband works in the Russian Federation and shares his family's expenses.

Anjik is an accountant, and after graduating from the University, she worked in different companies. Anzhik says that salaries of accountants is not high in her region, so she decided to run her own business.

Since 2006, Anjik has engaged in the clothes trading business in Ijevan’s clothes market. She rents a trading stall in a market and sells women's clothes and shoes that she buys from Yerevan and from neighboring countries.

Anjik’s son and daughter-in-law help with her trading business so she has enough time to run acounting and bookkeeping for small companies.

Anjik asks from KIVA lenders 750,000 Armenia Drams (AMD) loan to buy an assortment of new clothes for her business.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 141
    View loans »
    Armenia Loans Fundraising
  • $15,744,675
    Funds lent in using Kiva
  • 367.0
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,050 helped Anzhik to buy an assortment of new clothes for her business.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 16, 2011
Aug 23, 2011
Currency Exchange Loss:
Apr 15, 2012