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Tugirubumwe Group
In this Group: Odette, Bonaventure, Vincente*, Claudine, Béatrice, Souzana, Euphrasie, Alphonsine, Alphonsine, Béatrice
* not pictured
Beatrice is a potato farmer and is a member of the Tugirubumwe group. She was born in Rwanda and is 51 years old. She is married and has eight children from 12 to 22 years old, of whom seven are studying. She has six years of primary school education.

This is her first loan from ACB. She is going to use her loan to buy 200kg of potatoes for sowing, 100 liters of water and six kilos of fertilizer, as well as to pay for labor.

Her strategy for growing her business is to increase the amount of land for her potato farming business by buying other fields. In the coming years Beatrice would like to become a large distributor of potatoes in her area. With the profits she makes she is planning to pay her children's education fees to university level.
View original language description ↓
Béatrice est agricultrice de pomme de terre et il est membre du groupe Tugirubumwe. Elle est née au Rwanda et a 51 ans. Elle est marié et il a 8 enfants de 12 à 22 ans, dont 7 enfants scolarisés. Son niveau d’éducation est 6 ans de primaire.
C’est son premier cycle de prêt avec ACB. Elle va utiliser son crédit pour acheter 200kgs des pommes de terre pour semer, 100L d’eau, 6kgs des fertilisants et payer la main d’œuvre.
Sa stratégie pour la croissance de son business est d’augmentation des quantités pour agriculture de son activité actuelle d’agriculture de pommes de terre en achetant d’autres champs. Dans les prochaines années, Béatrice voudrait être une grande distributeur de pommes de terre dans sa région. Avec les profits, il prévoit de payer les frais scolaires de ses enfants jusqu’au niveau de l’université

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 41
    View loans »
    Rwanda Loans Fundraising
  • $18,427,025
    Funds lent in using Kiva
  • 593.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Tugirubumwe Group's $1,700 loan helped a member to buy 200kg of potatoes for sowing,100 liters of water and 6kg of fertilizer, and to pay for labor.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Aug 11, 2011
Aug 18, 2011
Currency Exchange Loss:
Apr 27, 2012