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Rowena is 37 years old and lives in Ibabao, Aloran, Misamis Occidental. She is a widow with two children.

Rowena has a shop that sells dry goods. She has had this business for six years. She requested a loan of 50,000 to purchase dry goods for her business.

Rowena has been a member of PMPC for two years. In the future, Rowena hopes to improve her living conditions.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 388
    View loans »
    Philippines Loans Fundraising
  • $66,139,225
    Funds lent in using Kiva
  • 42.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Rowena to purchase stock such as dry goods for her general store.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 4, 2011
Aug 22, 2011
Currency Exchange Loss:
Dec 15, 2012