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This is Editha, 53, and a resident of Malibay, Pasay City, Philippines. She is married to Constantino, a driver. Editha, her husband and their children manage their own household while operating their business. Editha works hard to continually provide income for the family's everyday expenses.

Editha oversees operations of their jeepney (see footnote) transportation business. They have two jeepney units that have a capacity of 18 people who pay a boundary (daily quota) each day. Editha’s husband also drives one of their jeepneys if their driver is not available. Their regular customers are students and employees in the local community. The business collects a minimum of PHP 1,800 in boundary every day.

To help her continue operations of her business, Editha is requesting a PHP 28,000 loan to pay for spare parts and maintenance of her jeepneys. She expects a boost in her business income as she expands her business.

Editha dreams of acquiring another jeep or van. She faithfully meets up with her co-fellowship members weekly to share stories of her work and to draw strength and inspiration from the Word of God she studies.

Footnote: Curiously, jeepneys have purely American origins. They were first used by American soldiers helping the Philippines throw off the invading Japanese. Filipino ingenuity, however, managed to see this vehicle as an opportunity to earn, and modified the Jeep into a 20-seater jeepney, open enough to provide adequate ventilation, sturdy for every day travel, and cheap enough to buy and maintain. Now, the jeepneys are one of the things that makes the Philippines truly Philippines.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 329
    View loans »
    Philippines Loans Fundraising
  • $70,796,100
    Funds lent in using Kiva
  • 42.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Editha to pay for spare parts and maintenance of their jeepneys.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Aug 2, 2011
Aug 22, 2011
Currency Exchange Loss:
Feb 15, 2012