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Cristina is 44 years-old and married with two children.

Cristina works hard to provide for her family. She runs a sari-sari store in the Philippines and has requested a PHP 29,500 loan through Kiva partner NWTF in order to buy additional items to sell in her sari-sari store.

Cristina has borrowed and repaid 21 loans from Kiva partner NWTF before this loan. She has been running the sari-sari store for 21 years and also earns an income from ready to wear and farming rice.

Cristina aspires to build and expand her business in order to secure the future of her family.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 363
    View loans »
    Philippines Loans Fundraising
  • $70,667,525
    Funds lent in using Kiva
  • 42.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Cristina to buy additional items to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 22, 2011
Sep 2, 2011
Currency Exchange Loss:
Feb 15, 2012