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Telma Elizabeth
Telma Elizabeth, 27, lives in her own home with her husband, who is employed, and her darling daughter. She is an enterprising woman who works hard to contribute to the income for their home, helping her husband and being able to get her family ahead. Telma has a small store where she sells basic goods and sodas. She also sells tortillas and works constantly to always have her delicious tortillas ready, which are in great demand at lunch and dinner time. She dreams of giving her family a better quality of life, but for that she needs a little bit more money and the only way to get it is to work hard. This is what has motivated her to ask for a loan from INTEGRAL so that she can stock her store and satisfy a greater demand. With the loan she will buy things like rice, beans, corn, drinks, propane gas, etc. This is how she hopes to achieve her dream and give her family everything that they need.
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Telma Elizabeth de veinte y seis años de edad, habita en casa propia con su esposo quien es empleado y su querida hija. Ella es una mujer emprendedora la cual trabaja duramente para colaborar con los ingresos del hogar ayudando a su esposo y poder sacar adelante a su familia. Telma posee una pequeña tienda en la cual vende granos básicos y bebidas. Además posee una tortillería en la cual trabaja constantemente para tener listas las ricas tortillas que son demandadas para el almuerzo y cena. Sueña con dar a su familia una mejor calidad de vida, pero para esto necesita un poco mas de dinero y la única forma de tenerlo es trabajando duramente. Esto es lo que la ha motivado a solicitar este crédito a INTEGRAL con el fin de abastecerlo y poder satisfacer a una mayor demanda. Con el crédito piensa comprar artículos como: arroz, frijoles, maíz, bebidas, gas propano, etc. De esta manera espera lograr su sueño y dar a su familia todo lo que necesite.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 556
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Telma Elizabeth to buy items like rice, beans, corn, drinks, propane, etc.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 19, 2011
Aug 22, 2011
Currency Exchange Loss:
Oct 16, 2012