A loan of $1,200 helped to improve his home.

Ricardo Luis's story

Ricardo is a 40-year-old gentleman who lives in a rural community of Costa Rica, 45 kilometers south of San José, called San Cristóbal Norte. San Cristóbal is a fairly mountainous area where people work in business activities such as commerce; growing vegetables, coffee, etc.; making handicrafts; raising livestock and many others. Ricardo lives with his wife and children.

For several years, Ricardo has been noted in his area as a very hard-working and entrepreneurial man. His small business has helped his family's living conditions improve considerably. However, his earnings are not sufficient to carry out this project. He says that being able to provide people with a good service and meet their demands are the basis of his motivation to continue working.

Ricardo currently needs a loan for 600,000 colones to buy building supplies with which to improve his house. In this way, he hopes to provide his family with a decent home.

Ricardo is a member of the San Cristóbal Norte Community Loan Company (SACRIN), one of EDESA's 110 member organizations in Costa Rica.

Translated from Spanish by Kiva volunteer Linda Oxnard

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