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St Yowanina Group
In this Group: Neverless, Jockonas, Aida, Margret, Teddy, Yonia, Mary, Sadress, Gertrude
Neverless is a 50-year-old single mother with four children. She owns a house in Kasese, Uganda.

She has been operating a retail shop for 16 years. She started her shop with capital of 100,000 UGX, and now she has 1,000,000 UGX as her working capital.

Her hardship is debtors who take too long to pay. Her vision is to run a wholesale business and to educate her children.

Neverless needs the money to buy sugar, rice and soap for resale.

Additional Information

Important Information

This loan provides farmers and low-income entrepreneurs from underserved rural areas with access to financial services. By supporting this loan, you allow more farmers and rural entrepreneurs to access capital.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 130
    View loans »
    Uganda Loans Fundraising
  • $33,804,000
    Funds lent in using Kiva
  • 2,785.1
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of St Yowanina Group's $1,175 loan helped a member to buy sugar, rice and soap to resell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 17, 2011
Aug 22, 2011
Currency Exchange Loss:
Mar 15, 2012