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Elsa is married but has no children. She is 48 years old and lives in the Philippines.

Elsa is a farmer and grows vegetables to earn a living. She has been doing this for 20 years. She has requested a loan for 20,000 to purchase farm fertilizer.

Elsa has been a member of PMPC for 8 years. She hopes to buy basic needs.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 326
    View loans »
    Philippines Loans Fundraising
  • $70,697,750
    Funds lent in using Kiva
  • 42.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Elsa to purchase farm inputs or fertilizers.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jul 18, 2011
Aug 21, 2011
Currency Exchange Loss:
May 16, 2012