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Cristian is 28 years old, is married and lives with his wife and son. He would like to use the loan for the upkeep of his coffee plantation. He owns a coffee plantation and would use the loan to pay for labour costs and to buy fertilizers and fungicides to improve his harvest. He wants to establish a good coffee plantation in order to sell a quality product. He wants to maximise his profits for the benefit of him and his family and to expand his coffee production business. This is his first loan with FUNDECOSUR. He has never taken a loan from any state bank. However, FUDECOSUR has given him a loan with the very good terms and conditions and at a very low rate of interest.
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Cristian, tiene la edad 28 de años, está casado y vive con su esposa y un hijo. El pretende con el crédito realizar el mantenimiento de su plantación de café. El cuenta con una plantación de café y pretende invertir en abonos, mano de obra y fungicidas para obtener una mejor cosecha. El quiere implantar un buen cafetal para vender un café de calidad. El quiere generar la mayor cantidad de ganancias para su bienestar y la de su familia y crecer con el proyecto de producción café. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 11
    View loans »
    Costa Rica Loans Fundraising
  • $4,722,350
    Funds lent in using Kiva
  • 501.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Cristian to improve his coffee plantation.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 21, 2011
Sep 1, 2011
Currency Exchange Loss:
Feb 17, 2014