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Nancy's Group
In this Group: Nancy, Haydee Vilma, Obdulia
Haydee, Obdulia and Nancy have belonged to the community bank “Cusi Urpi”, which means "happy bird" in Quechua, for one year, four months, and three years respectively. In their community bank they have learned to save, to be responsible, how to run their business, family planning techniques, and how to avoid getting sick.

Haydee is 19 years old and is single. She sells ceviche, a traditional dish made from marinating fish in lemon juice, near the college. She has had this business for two years. Haydee would like to improve her business by adding more tables. In addition, she would like to buy a cement mixer, which she could then rent out. At the same time she is studying to be able to enter the University.

Obdulia is a single mother. She is 43 years old and has two children. Obdulia sells food staples such as flour and sugar from a stand in the April Market of Ayacuhco. Furthermore, Obdulia has a small piece of land outside of town where she grows alfalfa to also sell in the market.

Nancy is 28 years old and single. She sells cosmetics from a catalogue to her family and friends. Nancy is thinking of opening a salon.

Haydee, Obdulia and Nancy need loans of 400, 200, and 600 soles (3 soles =$1), which will be invested in buying alfalfa seeds, sugar, rice, paying their laborer, tables, fish, and to open a salon. The community bank emphasizes the importance of saving, and each associate has an interest earning savings account. They are saving to buy a cement mixer, to pay for medical care for their daughter, and to open a beauty salon. Their dreams are to own a solid home, be professionals, that their children will be professionals, and to open their own salon.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 46
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 3.0
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Nancy's Group's $425 loan helped a member haydee, Obdulia and Nancy need loans of 400, 200, and 600 soles (3 soles =$1), which will be invested in buying alfalfa seeds, sugar, rice, paying their laborer, tables, fish, and to open a salon.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Feb 6, 2008
Jan 22, 2008
Currency Exchange Loss:
Jun 6, 2008