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Makara is 29 years old and works in construction. His wife works in a factory and their combined income is $11 per day. He has two children who are four and two years old. Every month, he spends $30 on food, $5 on electricity, $5 on rent, $5 on transportation and $10 on other expenses. He is applying for a loan for $1,200 to buy wood that he needs to repair his house. In the future, he would like to open a small beauty salon in his home where his wife could earn an income while also caring for their children.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 170
    View loans »
    Cambodia Loans Fundraising
  • $41,456,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Makara to buy wood to use to repair his house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 5, 2011
Aug 20, 2011
Currency Exchange Loss:
Aug 15, 2012