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Ny, 31 years old, is a farmer. Her husband is a gardener in a hotel. Their income is $9 per day. She has three children. Two are studying.

Every month, she has to spend $80 on food, $10 on electricity, $30 on school fees, $15 on transportation and $10 on other expenses.

She would like to request a loan of $700 to buy a pair of buffalo for plowing the field.

In the future, she wants to send her children to study at the university of agriculture and will buy cattle for them to do farming.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 164
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Ny to buy a pair of buffalo.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 4, 2011
Aug 20, 2011
Currency Exchange Loss:
Feb 15, 2012