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Esmeralda is 65 years old and lives in Canubay, Oroquieta City. She is widowed and has two children.

To earn a living, Esmeralda has a business selling livestock. She earns about 2,500 Philippine Pesos (PHP) each month doing this type of work. Esmeralda has requested a loan of 5,000 PHP to purchase livestock meat for her wholesale business.

Esmeralda has been a member of PMPC for 11 years. In the future, Esmeralda would like to continue her business to supplement her family's needs.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 361
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 42.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Esmeralda to purchase livestock meat for her wholesale business.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Jul 28, 2011
Aug 20, 2011
Currency Exchange Loss:
Dec 15, 2012