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Seim, 41, is working in massage shop. Her husband is working in the Ministry of Environment, their income is $10 per day. She has three children, two are studying and one is working in a hotel making $2.50 per day. Every month, she has to spend $75 on food, $10 on electricity, $20 on school fees, and $10 on other expenses.

She would like to request a loan of $1200 to buy a motorbike for her son to use to travel to work. She wants to buy grocery goods for her daughter to sell at home after she finishes secondary school.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 111
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Seim to buy a motorbike for her son's commute to work.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Aug 3, 2011
Aug 20, 2011
Currency Exchange Loss:
Oct 15, 2012