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Rwabigangura Bakyara Twimukye Group
In this Group: Juliet, Christopher, Edson, Nelson, Stanley, Adrine, Geofrey, Provia, Boaz, Dononzio, Jovanis, Norah, Eric
Business ownership from 34-year-old Juliet's estimation is a proposition that is well worthwhile from many angles. First, owning a business means one is their own boss, so they can make their own decisions. Secondly, one has many opportunities to learn and open new horizons for their business. Third, the diligence and long hours one employs in that business directly benefit the entrepreneur.

Before this happy mother of 6 set forth in her food sales business 20 years ago, she took the time upfront to explore and evaluate her prospective business and goals. Then she drew up a well thought out and comprehensive business plan to ensure she reaches her goals. Her pro-activeness, perseverance and resolve have come in handy in helping her notch up many successes.

Juliet sells high flavor foods and crops such as coffee, beans, ground nuts, maize, etc. at one of the biggest food markets in Rukungiri. Before she took root in this business, she worked in housekeeping. On the side, she has a modest retail outlet. She says the gross sales income from this business totals 250,000 Uganda shillings a month.

This is the third loan cycle for Juliet's borrowing group. Juliet says she intends to use this Kiva loan to purchase more foods such as bananas, beans, and groundnuts to resell.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 133
    View loans »
    Uganda Loans Fundraising
  • $33,804,000
    Funds lent in using Kiva
  • 2,770.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Rwabigangura Bakyara Twimukye Group's $2,350 loan helped a member to purchase more foods such as bananas, beans, and groundnuts to resell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 21, 2011
Aug 20, 2011
Currency Exchange Loss:
Mar 2, 2012