A loan of $2,500 helped a member to purchase more bags of coffee and bananas to resell.


Kibaya Tutungukye Group A's story

That strong-willed resolve, tenacity and determination have been 35-year-old Lawrence's winning stocks-in-trade in the course of the last 3 years as he goes about his food sales business trivial round in the metropolis of Kihihi in the west of Uganda. He operates in a food market.

This self-starter's reckoning is that he will be able to herald a new beginning in his business transactions after he gets this Kiva loan. The fact that he gets along with different personalities and has built robust rapport and working relationships with many people has also, in many respects, been paying dividends. He says if he was like any other run-of-the-mill food sales businessman, he would probably not be able to deal with the demands that come with operating this highly competitive enterprise.

From the threshold, he laid out a blueprint plan aimed at painstakingly organizing his finances, inventory and schedules. These have all been mileage to his business. The happy-go-lucky father of 2 sells principally coffee, bananas and cassava.

It's been only 3 years, but Lawrence's optimism has never been any sky-higher. He is no longer a nodding acquaintance when it comes to proficiently running a business. For a person with no prior business experience, this is impressive.

Lawrence says his weekly sales profits are to the tune of 100,000 Ugandan shillings. This is the second time Lawrence's group is receiving a loan from Pearl Microfinance. The repayment schedule shows a good record.

Lawrence says he intends to utilize this Kiva loan to purchase more bags of coffee and bananas to resell.

In this group: Lawrence, Justus, Jackline, Jack, Elizabeth, Emmanuel, Felix, Lois, Vicent, Medard*, Jennifer, Violet, Annah*, Evelyne
*not pictured


Loan details


Lenders and lending teams



Loan details