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Merlyn is 46 years-old and is separated from her husband. She has five grown children living with her in Tukuran, Zamboanga del Sur, Philippines. Twenty years ago, she started running a retail store to make a living. Until the present, the business has continued to grow and is successfully operated by the family. The store offers mostly daily use commodities such as noodles, spices, rice, shampoo, bath and laundry soap and many others. She earns PHP 4,200 a month for the store operations.

In 2009, she began her transactions with Kiva partner GDMPC. For the second time around, Merlyn is applying for a loan of PHP 5,000 from the organization to obtain a few sacks of rice to sell in the community. She has to sustain the livelihood. In the future, Merlyn hopes to expand the business and improve the general living condiiton of her family.

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

About Philippines

  • $7,000
    Average annual income
  • 528
    View loans »
    Philippines Loans Fundraising
  • $69,838,675
    Funds lent in using Kiva
  • 42.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Merlyn to buy sacks of rice to sell in the community.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Aug 11, 2011
Aug 19, 2011
Currency Exchange Loss:
Mar 15, 2012