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Bendicion De Dios Group
In this Group: Juana Melania, Maria Petrona, Maria Isolina, Ana Francisca , Abrahan, Maura Del Socorro, Anita Magali, Geronima Nicolasa
Sra. Juana is 41 years old and a member of the Communal Bank “Bendición de Dios” (Blessing of God). She is an active and hardworking woman who has a business selling rechargeable phone credits. Juana says that she started this business 21 years ago because she was more aware of the needs of her children. She is requesting a loan to buy rechargeable credits because of the increased demand from her customers. Juana has been able to succeed despite the difficulties she has faced, including the amputation of a leg.

The other members are Maria Petrona, Maria Isolina, Ana Francisca, Abrahan, Maura Del Socorro, Anita Magali, and Geronima Nicolasa. They will invest their loans in different businesses.

View original language description ↓
La señora Juana tiene 41 años, pertenece al banco comunal Bendición De Dios Ella es una mujer trabajadora y muy activa ella tiene su negocio que es la venta de recargas, desde hace 21 años dice que emprendió ese negocio para estar más al pendiente de sus hijos. Ella está pidiendo un crédito para comprar recargas y aumentar la demanda de sus clientes. A pesar de las dificultades que atraviesa como es que le amputaron una pierna ha sabido sobresalir con esta dificultad. Los otros nueve integrantes se llaman Maria Petrona, Maria Isolina, Ana Francisca, Abrahan, Maura Del Socorro, Anita Magali Geronima Nicolasa ellos invertirán su crédito que les están otorgando en diferentes negocios.

Additional Information

Fundación Leon 2000

This loan is administered by Fundación Leon 2000. Fundación Leon 2000 began operations in 1993 as the first microfinance institution to serve the western part of Nicaragua, a country which continues to be one of the poorest in the western hemisphere. Fundación Leon 2000 works to further the development of micro, small, and medium enterprises through credit services and management, applying the best credit industry practices and technical expertise. Additionally, Fundación Leon manages several business and financial education programs in the community, specifically for young entrepreneurs and at-risk youth. Fundación Leon 2000’s group of experienced and dedicated employees works in 7 offices in Leon, Chinandega, Chichigalpa, Somotillo, Jinotepe, El Sauce, and Nagarote and serves several thousand clients (the majority of whom are women).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $25,754,375
    Funds lent in using Kiva
  • 22.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Bendicion De Dios Group's $1,075 loan helped a member to buy rechargeable phone credits.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jul 14, 2011
Aug 19, 2011
Currency Exchange Loss:
Jan 21, 2012