A loan of $2,000 helped to buy clothing for resale.


Chumagul's story

Chumagul is a smart and trustworthy woman. She is married and the loving mother of three. Her husband is a businessman. She resells women’s clothing and shoes. She works as a vendor at the central market of her town, where there are always many people. She has many loyal customers and enjoys helping them. Chumagul does her best to expand her business and maximize her profits. She would like to send her children to good schools and universities. Chumagul would like to receive a loan of 2,000 USD in order to buy a new assortment of clothing and shoes, with the goal of expanding her business.

More about Tajikistan and IMON International

Tajikistan is known for its rich history, which includes a key post along the Silk Road and the end of Alexander the Great's rule. It has also produced great thinkers, philosophers, scientists and poets, including Rudaki, Avicenna, Ferdowsi, Omar Khayyam, Jomi, and Rumi. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium BC. And, even today, it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war, which ignited soon after its independence from the U.S.S.R., further damaged the already weak economy. In addition, 93% of the country is mountainous and only 7% of the land is arable. These conditions have resulted in high levels of unemployment and have forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History

Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit: www.imon.tj

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Translated from Russian by Kiva volunteer Katharina S



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