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Mariama B.
This is 37-year-old Mariama. She is married to a petty trader, and she has two children, ages 19 and 22 years. She has three additional dependents living with her, because she takes care of them while they attend school in the city. In 2001, Mariama established her gara clothing (locally dyed clothing) business. She began her business, because she wanted to be self-employed in order to have a dependable means of earning income and to help her husband provide livelihood for their children. She made good profits for the upkeep of her family, and that is why she loves this type of business.

Working six days a week and 10 hours a day, she earns about 540,000 SLL every month from this business. She would like a loan in the amount of 4,000,000 SLL. Mariama requires a loan in order to buy one bale of brilliant materials to produce different types of gara cloth, including clothing, bedding, and curtains. She hopes that this loan will enable her to increase her monthly profits by approximately 280,000 SLL.

In the future, Mariama plans to open a big shop and to sponsor her children as they go through their education smoothly. Rises in transportation costs and inflation are her major business challenges. Competition is high, but she offers the best and latest fashion, giving her an edge over her competitors. She supplies customers in Freetown and Makeni Town, offering the latest patterns and designs to fit her customers' needs. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 47
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,225
    Funds lent in using Kiva
  • 4,417.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Mariama B. to buy one bale of brilliant materials to produce different types of gara cloth.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 5, 2011
Aug 18, 2011
Currency Exchange Loss:
Jul 16, 2012