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Joylyn is married to a small farmer and has a child. She is 22 years of age and has been engaged in the farming business for five years. She is helping her husband to manage their farming business (their primary source of income) because she wants to provide all the needs of her child, especially in financial matters. She doesn’t want child to feel what she experienced.

Joylyn is asking for a loan of PHP 20,000 to pay for land tax and to purchase fertilizers to use in farming. With the help of this loan, she ensures an additional yield for her family. She looks forward to the increase in her P10,000 net income every cropping season, which is usually during April and November.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 599
    View loans »
    Philippines Loans Fundraising
  • $69,906,675
    Funds lent in using Kiva
  • 42.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Joylyn to pay for land tax and purchase fertilizers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jul 14, 2011
Aug 18, 2011
Currency Exchange Loss:
Feb 15, 2012