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Avelina, who is 57 years old, is married to a farmer and they are blessed with three children.

She helps her husband in tilling their farm for a living. They have been doing it for over 30 years and earning the average of PHP 7,000 each cropping. Avelina works hard to increase their income every harvest in order to improve her family's life.

Avelina wants to live a better life with her family, and that’s why she is helping her husband in growing their crops. However, due to lack of farming capital, she is requesting a loan of PHP 20,000 to buy fertilizers.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 317
    View loans »
    Philippines Loans Fundraising
  • $70,580,225
    Funds lent in using Kiva
  • 42.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Avelina to buy fertilizers for farming.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jul 14, 2011
Aug 18, 2011
Currency Exchange Loss:
Feb 15, 2012