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This is 24 year-old Amie, who is married to a trader and has four children aged 6, 8, 10, and 12 years, all attending school. In 2000, Amie established her used clothing business, selling used clothing, bags, shoes and tops after having worked with her mother in the same field before she got married.

Competition is high, but her stock of quality goods attracts many customers, all of whom she serves in the centre and outskirts of Makeni City. Her major business challenges are the rainy season and rising transportation costs. Working six days a week and 10 hours a day, she earns about Le Le940,000 every month.

Having already received and repaid two loans, Amie is now requesting a loan of Le Le5,000,000 to buy more ladies' used tops, vests, bags and clothing for her business. She hopes that this loan will enable her to increase her monthly profits by approximately Le Le250,000, and in the future plans to open additional outlets by accessing more loans. She also wants to give her children a good education. Amie thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 14
    View loans »
    Sierra Leone Loans Fundraising
  • $9,542,800
    Funds lent in using Kiva
  • 4,355.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Amie to pay for ladies' tops, vests and bags.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Sep 5, 2011
Aug 17, 2011
Currency Exchange Loss:
May 16, 2012