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Mohamed A.
This is 46-year-old Mohamed. He is married to an experienced small-scale retailer and has seven children aged 3, 6, 9, 11, 15, 18 and 21 years. He has one additional dependent, who lives with him because he helps him with his business.

In 1999, Mohamed established his photography and photocopying equipment and accessories business. Working 6 days a week and 10 hours a day, he earns about Le 1,450,000 every month from this business. He would like a loan in the amount of Le 5,000,000. Mohamed has already received and successfully repaid two loans and now requires a new loan in order to buy film (2 packets @ Le450,000), batteries (2 cartons @ Le150,000), 1 camera at Le700,000, duplicating papers (2 cartons @ Le500,000) and photocopy ink (3 cartons @ Le600,000). He hopes that this loan will enable him to increase his monthly profits by approximately Le 300,000.

In the future, Mohamed plans to buy a vehicle, establish a bar with a cinema, and educate his children to the highest level they wish to achieve. High customs duties and rise in cost of goods are his business challenges. He serves a majority of the Makeni community in photocopying and photography. He is very serious and hard-working in his business. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 14
    View loans »
    Sierra Leone Loans Fundraising
  • $9,542,800
    Funds lent in using Kiva
  • 4,355.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Mohamed A. to pay for supplies for photography and photocopying.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 5, 2011
Aug 17, 2011
Currency Exchange Loss:
Jul 16, 2012