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Los Girasoles Del Algodonal Group
In this Group: Dora, Apolonia Marina, Patricia, Susana Julissa, Rosita Esther, Elsa, Ana Miryam, Juana, Vilma, Cirila
Sra. Cirila is a single mother with five children. For this reason, she had worked tirelessly for some time selling pots and cooking utensils on an informal basis. Cirila traveled on foot to the various markets in the area. The work required great sacrifice because the effort caused her fatigue and she also had to endure the danger in the streets. During one of her trips, she saw the opportunity to change her business by renting a vending stall at a market. Cirila began selling condiments and spices. With very few products, she barely earned enough money to pay the rent on her vending stall. As time passed, her business improved to the point that she was able to buy the vending stall she previously rented. Her business has grown tremendously and now she has more products to offer to her customers. The products she sells most are spices, milk, oil, and other items.

Her current loan will be useful for buying sausages and eggs. This investment is very important because it will help her proviD. an education for her children. Sra. Cirila is a member of the group “Los Girasoles del Algodonal” (The Sunflowers in the Cotton Field), which consists of 10 members.

*Sra. Cirila is seated third from the right, wearing a brown sweater.

View original language description ↓
La Sra. Cirila es madre soltera tiene 05 hijos y es por ellos que trabaja incansablemente durante algún tiempo se dedicaba a vender ollas y utensilios D. cocina esto lo hacia informalmente, para eso recorría a pie varios mercados D. la zona esto implicaba mucho sacrificio debido a la fatiga y al peligro en las calles, en uno D. sus tantos recorridos vio la forma D. cambiar D. negocio alquilo un puesto D. venta en un mercado y empezó con la a venta D. D. condimentos y especerías, con muy pocos productos a duras penas sacaba para el pago del alquiler del puesto pero durante el paso del tiempo ha surgido y mejorado tal es así que ha podido comprar el puesto que antes alquilaba su negocio ha crecido mucho ahora tiene mas productos para ofrecer a sus clientas, lo que mas venD. son especerías, leches, aceites etc. su actual préstamo le será D. gran utilidad para comprar embutidos y huevos, su inversión mas importante es la educación para sus hijos, la Sra. Cirila es parte del grupo “ LOS GIRASOLES DEL ALGODONAL” que esta formado por 10 socias.

* La Sra. Cirila viste chompa marron es la 3ra D. la derecha.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 41
    View loans »
    Peru Loans Fundraising
  • $64,488,800
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Girasoles Del Algodonal Group's $2,675 loan helped a member to buy sausages and eggs.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 4, 2011
Aug 20, 2011
Currency Exchange Loss:
Jan 15, 2012