A loan of $900 helped to buy fish, cassava, sodas, beer, fruits, and legumes.


Ana Segia's story

The Communal Bank “Empresarias Con Futuro” (Businesswomen with a Future) meets every 15 days in El Palmar in the city of Manta, which is known for its beautiful beaches that are frequented throughout the year. This city has unequaled beauty and many tourist attractions.


It is in this place that one can meet Sra. Ana. She is 49 years old, in a common-law marriage, and has six children. Four of them are grown and the other two (ages 15 and 12) are high school students who still live with her. Her husband is a merchant.


Ana is a hardworking woman. Five years ago, she started a business in order to earn her own income and contribute toward the household expenses. She sells “ceviche” (marinated seafood), fried onions, battered fish with rice, salads, and fried plantains. Tourists and locals visit her establishment because her dishes are quite tasty. Her husband has a business selling fruits and legumes from a vending stall in their home. Ana works every day with the help of an employee who is paid a monthly salary. Her husband helps out whenever there is plenty of work and he is not busy.


This loan will be used to buy fish, cassava, sodas, beer, and general ingredients for her delicious dishes. She will also buy fruits and legumes for her husband’s business. This is her sixth loan with the Communal Bank. Ana likes the orderliness, promptness, and benefits offered by her Communal Bank. Her dreams are to move forward and repair her house.

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Translated from Spanish by Kiva volunteer Ronan Reodica


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