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Juan Carlos
Juan Carlos is 33 years old, married, and lives with his wife and children in the canton of Ventanas in Los Ríos Province.

The members of the Communal Bank “Nueva Esperanza” (New Hope) meet in the neighborhood of “Jesús del Gran Poder” (Jesus of Great Power) in the canton of Ventanas. This Communal Bank consists of short-term farmers who grow corn, rice, and pigeon peas.

Juan Carlos is a farmer who grows corn, rice, and beans. He buys his supplies at the Roca Commercial Center in Ventanas and sells his products at the wholesale market in Ventanas.

Juan Carlos is requesting a loan for planting corn, rice, and pigeon peas. He plans to buy fertilizers, herbicides, urea, organic composts, and seeds (corn, beans, and rice) for producing his crops. With the financial assistance given to his entire family, he will be able to acquire needed supplies. The challenges he faces include pests and diseases that could impact his crops. His dream is to buy land and build a house for his children.

Juan Carlos enjoys sports and playing with his children.

View original language description ↓
Juan Carlos tiene 33 años, Es casado vive con la esposa y con los hijos, en el Cantón Ventanas Provincia de los Ríos.

Los miembros de la V.R.C. NUEVA ESPERANZA, se encuentra ubicada recinto JESÚS DEL GRAN PODER, perteneciente al Cantón Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz, arroz y frejol gandúl.

Juan carlos se dedica a la agricultura a la siembra de maíz, arroz y frejol . Compra sus productos en Comercial Roca en Ventanas y los vende en el mercado mayorista de Ventanas.

Solicita el crédito para sembrar maíz, arroz y frejol gandúl, para la compra de abonos, fertilizantes, herbicidas, urea, abonos orgánicos y semillas de maíz fréjol y arroz para la producción. Con el apoyo del crédito le ayudaría económicamente a toda la familia para poder suplir sus necesidades. Enfrenta desafíos como las plagas y enfermedades de los cultivos. Su sueño es comprar terrenos y construir la casa para los hijos.

Le gusta hacer deporte y jugar con los hijos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 72
    View loans »
    Ecuador Loans Fundraising
  • $25,584,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Juan Carlos to buy fertilizers, herbicides, urea, organic composts, and seeds.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Aug 3, 2011
Aug 18, 2011
Currency Exchange Loss:
Mar 15, 2012